Product Information
What is Klarna?
Shop Now. Pay Later.
When you shop with the Klarna app, you can split the cost of your purchases from any online store into 4 smaller, interest-free payments. Apple Pay works just as easily in-store. So you can get what you love right away and pay for it later.
New Deals Every Day.
Shop and save with exclusive offers and discounts in the Klarna app. Find deals you love and claim them with a simple tap. And come back tomorrow—we’re always adding new shopping offers.
Unlock a $5 Welcome Reward.
Join the Klarna Rewards Club and earn rewards for all your shopping. Sign up for free in the Klarna app and unlock a $5 welcome reward after just 1 payment.
Track All Your Deliveries.
Get real-time updates with delivery times, pickup codes, and even photos of pickup spots to help guide the way. So from purchase to pickup, it’s all in the Klarna app.
Get Price Drop Alerts.
Save items to your collections and never pay full price again. Every time you save an item, set up automatic price drop alerts. That way, you’ll know when the price goes down. You can also share your collections with family and friends.
Personalized Inspiration.
In the Klarna Inspiration feed, you’ll find handpicked recommendations tailored to your shopping—deals, product collections, full looks, and editorials. Whether you love fashion, beauty, tech, or anything else—we’ve got something for you.
Increase Your Spending Limit.
The more you shop with Klarna Pay in 4 and make payments on time, the more purchasing power you can unlock—so you can spend more. Plus, you’ll get access to even more exclusive offers and perks!
Hassle-Free Returns.
Need to send something back? Report the return in the app. We’ll pause your purchase so you don’t have to pay during that time.
Manage Your Payments.
Pay later without surprises. When you shop with Klarna, you get a full overview of all your purchases and finances. You can even pay early or extend your due date.
Instant Shopping Confirmation.
No one likes to wait. When you buy through the Klarna app, you’ll see your purchase just seconds after placing your order.
24/7 Customer Service.
Get round-the-clock help whenever you need it with our chat in the Klarna app.
Try shopping in the Klarna app. It’s shopping like a VIP. No annual fees.
//Loans made or arranged pursuant to a California Financing Law license for CA residents. //
How to use Klarna?
This is the product introduction: Klarna offers a buy now, pay later service, allowing users to split their shopping costs into installments, along with providing shopping discounts, order tracking, and payment management features.
Core Functions of Klarna
Multi-currency support, payment processing
Usage Scenarios of Klarna
- Splitting payments into 4 interest-free installments for online or in-store shopping.
- Finding and claiming exclusive shopping offers and discounts within the Klarna app.
- Tracking real-time delivery status of purchased items and obtaining pickup codes and location photos.
- Saving items to favorites and receiving price drop alerts.
- Managing all purchases and finances within the app, including early payments or extending due dates.
- Reporting returns to pause payments.
Common Questions about Klarna
What does Klarna do?
How do I use Klarna?
What are the core features of Klarna?
What are the use cases for Klarna?



















