One

Your banking is personal. We created One to support your unique life. Money, emphasized, so you can focus on what matters most. Enjoy no fees, no minimums, high-yield savings, and affordable credit lines. Save, spend, borrow, and share money with ease. Every One account lets you: • Use your One Card as a debit card. • Earn 1.00% APY* in your Save Pocket—up to $5,000. • Activate a no-fee, approved credit line? for overdraft protection. • Round up One Card purchases to 3.00% APY* for automatic savings. • Create and share unlimited free pockets. • Access 55,000+ free Allpoint ATMs. • Send free ACH bank transfers to anyone. • Connect with world-class live customer service. **Earn More with Direct Deposit** • Allocate up to 10% of your direct deposit to earn 3.00% APY* in the Auto-Save Pocket—up to $1,000 per month. • Earn 1.00% APY* in your Save Pocket—up to $25,000. • Increase your credit line based on your paycheck size (if approved). **Auto-Save!** Save more effortlessly with automatic savings. **Card Auto-Save** Earn 3.00% APY* with Card Auto-Save! Round up your One Card purchases to the next dollar for automatic savings. Save Pocket balances also earn an extra 1.00% APY*. **Paycheck Auto-Save** Automatically save up to 10% of your direct deposit, earning 3.00% APY*—up to $1,000 per month. Beyond that, earn 1.00% APY* in your Save Pocket. No headaches. No paperwork. Create and share pockets with anyone in your life. Invite your household to joint pockets for managing money together.

One is a financial services platform offering fee-free, high-yield savings, credit lines, mobile banking, and digital wallets to ease money management and reduce financial stress.