The Credit Thing

A New Way to Credit – Credit at Your Fingertips. Build your credit score with The Credit Thing. The app you’ll want to use every day. No-risk eligibility check, Up to 62 days interest-free, Apply on your phone, Instant virtual card, Boost your credit score by using The Credit Thing and paying on time. You can also set up recurring payments to cover your bill each month—no need to worry about forgetting! Choose the card, what, and when to pay, and we’ll handle the rest. The Credit Thing is for anyone who wants to try something new: You want to build or improve your credit history, You’re new to credit or new to the UK, You’re tired of the same old big banks, long waits, and slow responses, You value innovation, convenience, and transparency. You must be at least 18 years old and a UK resident to apply. Credit is subject to status. Representative Example: Assumed Credit Limit: £1,200, Purchase Interest: 27.9% (variable), Representative APR: 27.9% (variable), Annual Fee: £0. Add The Credit Thing to Apple Pay, View your card details in the app and use them to spend online, Transfer money to and from UK bank accounts with faster payments, Get real-time alerts on your spending, Make payments within the app, Use your card abroad with no extra fees.

The Credit Thing offers a new way to use credit cards, helping users build or improve credit scores via a mobile app while providing convenient financial services.