M1 Finance

M1 Finance is an innovative automated investing platform that enables individuals to create, organize, and automate their investment portfolios. Users select their investments and specify the percentage allocation for each. Once the account is set up, managing it becomes as effortless as handling a savings account—simply deposit or withdraw money, and all transactions are executed automatically on your behalf. The key difference is that your money is actively invested in chosen assets rather than sitting idle in a bank. **Features of M1 Finance:** - **Customizable Portfolios:** M1 Finance visualizes portfolios as customizable pie charts—each slice can represent stocks, ETFs, or even other pies. The intuitive graphical interface makes it easy to select securities for one or multiple pies and adjust the portfolio at any time. - **Auto-Rebalancing:** M1 Finance dynamically rebalances portfolios as funds flow in and out—using deposits to buy underweight positions and withdrawals to sell overweight ones. Additionally, investors can manually rebalance their portfolios with a single click whenever desired. - **Full Investment Utilization:** M1 Finance ensures clients are always fully invested in their predefined portfolios. It offers next-day availability for most funds and the ability to purchase fractional shares, guaranteeing every cent is put to work. - **Commission-Free Investing:** M1 Finance operates as an investment platform, not a trading platform. As such, it charges no commissions for buying or selling individual securities. Instead, the company applies an annual platform fee as low as 0.35%, regardless of account size.

M1 Finance is an automated investment platform helping users create, organize, and automate portfolios, aiming to build long-term savings and manage wealth efficiently and modernly.