Product Information
What is Petal?
We launched Petal to enable more people to access secure, modern, affordable credit and begin building their financial lives. Beyond credit scores, we've developed technology to assist more individuals in utilizing bank statements.
How to use Petal?
Petal aims to provide safe, modern, and affordable credit cards to more people, helping them build credit history. By analyzing bank statements rather than relying solely on credit scores, it enables more individuals to qualify for credit cards.
Core Functions of Petal
Help users build credit history
Assess credit with bank statements
Offer cashback rewards
Track credit scores
Provide credit limit increase paths
Support mobile and contactless payments
Usage Scenarios of Petal
- Help individuals with little or no credit history
- Users unable to get credit cards through traditional credit scoring
- Want to earn cashback through everyday spending
- Need to monitor and improve personal credit scores
Common Questions about Petal
What does Petal do?
How do I use Petal?
What are the core features of Petal?
What are the use cases for Petal?
